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Dynamics of loans in the Polish banking system
Subtitle:Raport Badawczy = Research Report ; RB/88/2009
Creator:Gadomski, Jan (ekonometria)
Publisher:Instytut Badań Systemowych. Polska Akademia Nauk ; Systems Research Institute. Polish Academy of Sciences
Place of publishing: Date issued/created: Description:893-911 stron ; 21 cm ; Bibliografia s. 911
Abstract:At the macro level, the time-series of the amounts of loans granted (a flow) and repaid (a flow) to the banking system in each period are not available. The information on these flows is important in many analyses, such as the impact of the bank lending on investment outlays. However, one can get the information concerning the structure of loans (a stock variable) regarding their duration. In each period, the loans are granted for different periods:from overnight ones to those lasting several years. The effective preferences of the credit takers are reflected in the term distribution of the outstanding loans. In order to estimate these flows, a model aimed at linking the above-mentioned preferences, the levels of loans and flows has been developed. In the approach proposed, the amount of loans outstanding is a resultant of the rate of the new loans and their duration, which in turn is the result of the term preferences. The evaluation of the flow of loans granted in the Polish banking sector is presented.
Relation:Raport Badawczy = Research Report
Resource type: Detailed Resource Type: Source: Language: Language of abstract: Rights:Licencja Creative Commons Uznanie autorstwa 4.0
Terms of use:Zasób chroniony prawem autorskim. [CC BY 4.0 Międzynarodowe] Korzystanie dozwolone zgodnie z licencją Creative Commons Uznanie autorstwa 4.0, której pełne postanowienia dostępne są pod adresem: ; -
Digitizing institution:Instytut Badań Systemowych Polskiej Akademii Nauk
Original in:Biblioteka Instytutu Badań Systemowych PAN
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